BETTER-MOBILE-BANKING

The needs of human beings changes from time to time. They may want to buy a house or a car. In order to buy whatever they like, they may not have the sufficient money. Hence they go a little out of their way and obtain money from lenders. There are a lot of lenders like first amigo to offer loans for people who are in need of money.
Read More About For Your Basic Needs

Most probably, this is the first time a financial services company congratulates users for a job well done.
Read More About ShareBuilder To Thank Their Investors

Do you believe that someone will agree to hand you certain amount of money, when you will face an immediate need in it? I personally no… Except maybe that it would be my relatives. Comparing the attitude of your nearest folks to some unfamiliar people you can also notice that with relatives you will have to pay with your nerves. I personally doubt if it is really worth it, comparing to money, that corresponding services will fee.

Read More About Immediate Money Central… Take Chance To Believe

I’m trying to get work in the Strategic Consulting field (wish me luck), so I’m putting the blog on hiatus. Feel free to email me in the interim…

Oh and thanks for dropping by…

Labels: offtopic

m-commerce proposition was more pie in the sky than fridge on the train

Interesting take on the reality of the mobile payments arena versus the marketing hyperbole: m-commerce proposition was more pie in the sky than fridge on the train.

Labels: Dave Birch

Hi everybody.
This will be my last post for 2007. I’m off on my first holiday in three years and celebrating completion of my MBA with Honours.
I’d like to wish all my readers a happy and safe holiday period

Labels: offtopic

Admittedly a little unrelated to Mobile Payments and Banking, this story from the Wall Street Journal discusses a topic most people who play ice hockey eventually discuss: what if your goalie literally filled the net?

Saul Hansell over a the NY Times writes how Bill Me Later has been accepted by Amazon. Apparently it took seven years and a chunk of equity to get them to adopt the payment system. Bill Me Later only exists because of the automated systems for approving credit and the distrust or unwillingness to use credit cards over the net. What I particularly like about Bill Me Later is the cheaper fees (1.5% vs 2%) than credit cards charge and the great fit it has for micro transactions.

Labels: amazon, BillMeLater

Now this is good. Boils down to this: Deloitte says that mobile payment etc can’t really piggy back on existing bank based payment systems because the margins in the payment game are too slim. And where would the extra payment come from for the payment provider? The banks? The customer? I agree with Dave that participants in an industry are unlikely to originate or back the innovators that bring the industry to its knees, because the “out of the box” thinking that the innovators express cannot originate from within the industry.
Labels: Dave Birch, deloitte, innovation

According to The NZ Herald, PayPal is announcing a deal with asterCard where they offer a one off MasterCard number for use on websites tat accept MasterCard but don’t accept PayPal. Clever for PayPal, as its another way of insinuating itself into ecommerce, even when its not actually explicitly accepted.
Labels: mastercard, paypal